Helping your patient express their values and goals will keep the person at the centre of the decision. There is clear evidence that values and goals guide as few as 10% of clinician recommendations. Exploring what the person understands about their illness helps you to know how much and what kind of information to offer. Up to 70% of people do not understand that their serious illness cannot be cured and is progressive over time. Prepare a patient and substitute decision makers (SDM) for progressing illness and future decision-making. If no, then you are helping with preparing. Make sure illness is understood and decisions align with a person’s values and goals. If yes, then you are supporting deciding. The answer directs you to the purpose and outcomes of the conversation. Regardless of your role, ask yourself these three questions. We all have had that uncomfortable feeling of not knowing what to say or when to say it. Whether it’s a conversation about today’s challenges or your long-term vision, we’ll take the time to understand your needs.Date published: March 2023 Talking with your patients about their serious illness is not easy With attractive rates and flexible repayment terms, Mid Penn Bank offers services that match the realities of owning an agricultural or farming business. Mid Penn Bank is proud to be the local community bank trusted by many of our area’s farmers and agricultural businesses. Our local leadership knows the agricultural world and is prepared to work alongside you to aid in your success. Working with an agricultural lender in Pennsylvania can help ensure you have the local financial support to complement your agricultural knowledge and skills - regardless of the market conditions. However, it’s best to seek professional advice on the type of agricultural loan you should apply for - and Mid Penn Bank is here to provide it.Ĭontact Us Local Agricultural Lending Team If you own farmland and have maintained good credit, applying for an agricultural loan should be a fairly seamless process. There are many reasons for needing an agricultural loan. You want to invest in new farming equipment or agricultural storage units.You want to cover as many expenses as possible pre-harvest.You want to pre-pay for next year’s production.You need to purchase new farmland or other agricultural property.You need to upgrade or replace expensive farming equipment.We recommend that anyone under the following circumstances looks into agricultural loans: There are many reasons for applying for farm loans in PA. Why Would You Need an Agricultural Loan?Īgricultural lending banks in PA typically provide agricultural loan services for agribusiness owners planning to purchase property or equipment that will increase their yearly output. No matter your reason for opting for farm real estate loans in PA, Mid Penn Bank has a team of agriculture financing experts to help guide you to the best loan option for your farming business. This can include purchasing more farm real estate or upgrading equipment. The most common reasons for applying for agricultural loans fall under the umbrella of agribusiness expansion. An agricultural loan can also be used for subsidizing grazing and feeding expenses and pre-paying for the following year’s production. If you’re looking for Pennsylvania farm loan programs but don’t know where to start, Mid Penn Bank can provide you with the guidance you need and flexible options to help your agricultural business thrive.Īn agricultural loan refers to a loan given to farmers and others in agribusiness to purchase more farmland, farming buildings, farming equipment and other major purchases associated with agribusiness expansion. Our local agricultural lenders offer flexible rates and terms along with a consultative approach to financing your agribusiness and helping it flourish long-term. Growing your agricultural business requires financing options designed specifically for farm real estate. Commercial Real Estate & Construction Financing.
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